When a couple splits up, the house usually goes one of three ways: one person keeps it, they sell it and split the money, or they keep it together for a while. Here's what to know if selling is on the table.
Who has to agree?
If both of you are on the title, you both have to sign to sell. During a divorce, the court may also have orders about the house, so check with your attorneys before listing or signing anything.
Your options
- One spouse buys out the other. Usually means refinancing the mortgage into one name.
- List with an agent and split the proceeds. Often the most money for a house in good shape, but it means repairs, showings, and agreeing on every decision for months.
- Sell as-is for cash. Less back-and-forth, no repairs to argue over, and a set closing date, so you can both move on.
Tips that save headaches
- Agree in writing on how the money will be split before closing.
- Keep paying the mortgage, taxes, and insurance while the house is being sold.
- Use one title company, which can split the proceeds at closing as your agreement says.
- If talking is hard, let the attorneys or the title company pass messages.
How we help
We buy houses as-is across Northwest Indiana and can close on a date that fits your divorce timeline. We'll work with both of you and your attorneys, keep things simple, and put our offer in writing. Call (219) 308-9106 for a no-obligation offer.
This guide is general information, not legal advice. Talk to your divorce attorney before selling.